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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > Insurance and the 335



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      06-08-2007, 11:19 PM   #1
RRGOO7
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Insurance and the 335

Well my dad got our statefarm insurance bill in today and the semi-anual payment was $2,074
He thought it was a mistake and called the insurance agent to double check. Turns out thats the right price.....so $4,200 bucks a year .....unbleivable
I have all the discounts you can get and its 4200.....guess its time to switch companies

I know teen insurance is way more than adult....is there anyone that knows how much theyre paying for their 335 insurance and is under 21?
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      06-08-2007, 11:21 PM   #2
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What do you expect?
Get a cheap beater and put your name on that and let someone else be on the 335.
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      06-08-2007, 11:22 PM   #3
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Insurance

I was with State Farm for over 15 years- no accidents, no tickets.
My rates were absurd.
My '06 330i was $900/yr
'03 Pathfinder $900/yr
'96 Caravan $400/yr

I switched and nearly cut everything in half.
I now see LOTS of SF ads touting the whole price issue- I think they now know they were too high.
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      06-08-2007, 11:24 PM   #4
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wow that's a lot
i'm 23 and my insurance for the e92 comes out to $980/6 months with perfect record (AAA insurance)
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      06-08-2007, 11:47 PM   #5
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YEAH, Florida Blows for insuring BMWs for one, Miami worse than anywhere else.

Here on the other coast my insurance went up $70 over the full coverage I was paying on my 05 RX-8. Funny, car costs twice as much to replace, but coverage only moved a little bit. Good driving record, Excellent Credit, Getting old and being married all help though.

Try insuring a Suzuki Hayabusa. Lots of folks cannot even find someone to insure them.

I have USAA and will never leave, they treat you like a King, the service is the best, and none of the Mickey Mouse "We're not paying this or that" bullshit from them. I recommend them 100% if you're active duty or retired.
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      06-09-2007, 12:10 AM   #6
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i got a quote for me, 21 (turning 22 in october) with a 335i coupe under my name but under the umbrella with state farm i was told $243cdn a month.
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      06-09-2007, 12:27 AM   #7
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Quote:
Originally Posted by david2006 View Post
wow that's a lot
i'm 23 and my insurance for the e92 comes out to $980/6 months with perfect record (AAA insurance)
Dayum that's cheap, I pay $1020/6 mths on an e90 with 100/300 and $500 deductible.

What kind of limits is your quote?
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      06-09-2007, 01:01 AM   #8
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I will be paying $430/6 months with 100/300 and $500 deductible. Im 35 and live in a college town in Texas.
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      06-09-2007, 01:04 AM   #9
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Quote:
Originally Posted by CALIF65GM View Post
Dayum that's cheap, I pay $1020/6 mths on an e90 with 100/300 and $500 deductible.

What kind of limits is your quote?
its 100/300/100; 500 deductible but with the waiver

that quote is a little lower since I"m getting their renter's insurance too
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      06-09-2007, 01:14 AM   #10
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All you lucky bastards! lol I pay $2286/6 months, 381/month. I was paying $2526 my 1st 6 months. 24 yrs old.
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      06-09-2007, 03:18 AM   #11
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Geico is quoting me about $1800/year and I'm 21 with no discounts and I live in Los Angeles. Fully insured with high coverage too.

AAA cost me $2900/year for my 325i at 20 years old with the same high coverage.
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      06-09-2007, 11:00 AM   #12
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24 years old pay $265/mo 100/300 $500 deductible. I have few tickets a couple years ago though.
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      06-09-2007, 11:36 AM   #13
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For leases its different, im paying 300 a mth thru the General with a record thats really messed up btw mine is leased.
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      06-09-2007, 12:45 PM   #14
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Quote:
Originally Posted by Bapesta View Post
glad im paying less than 400 for my 335i HAHAHA
for 6month full coverage.. cant beat that
LOL.. I can beat that.. It only cost me $380 for a whole year to add my 335i to my insurance.. Full coverage, $200 deductible.. :rocks:

I used to have a horrible driving record in my late teens, early 20's.. tickets, suspended license for a few years from riding a little too fast on my GSXR one too many times.. Just turned 36 and haven't had a point on my record for about 10 years now.. Knocking on wood..
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      06-09-2007, 12:55 PM   #15
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25...$1100/yr, progressive auto insurance - clean record - full coverage

beat that.

Some months ago now, I had a vette, m3 and a jeep on the same policy - $1700/yr - multicar discount.
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      06-09-2007, 02:25 PM   #16
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Over 21 but only paying 1300 per year with the Auto Club w/ maximum coverage.
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      06-09-2007, 02:41 PM   #17
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28 y/o 100/300 1000 deduct. and I pay 1170 a year on my e92 335
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      06-09-2007, 03:14 PM   #18
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I found that odd too that my coverage prices went down when I hit 21.
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      06-09-2007, 03:16 PM   #19
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Quote:
Originally Posted by AgsWin View Post
I will be paying $430/6 months with 100/300 and $500 deductible. Im 35 and live in a college town in Texas.

Almost the same except $456/6mos from colorado springs, co
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      06-09-2007, 10:23 PM   #20
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i'll be getting progressive at $2800/6months in downtown l.a. 100/300 2000 deductible...but should go down when i get a california license. first six months'll be high cz i have a uk license.
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      06-09-2007, 10:35 PM   #21
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This is why I always call my agent for a quote BEFORE buying a car! I'm mid 30's and married, with supreme credit and a great driving record, so I don't pay very much. But still, I want to know what kind of insurance bill I'm going to be hit with before I buy any car. I consider it part of the whole buying process.

Your monthly insurance is $345, probably about 50% of the lease/purchase payment. That is insane, but the general statistics bear out that young drivers have disproportionately higher accident/tickets rates......
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      06-09-2007, 11:59 PM   #22
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I'm a 24 year old doctor and went with Farmer's. They quoted me $76/month after all the doctor discounts and no accidents in my entire life or tickets. Got the multiple car discount as well.
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