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      10-11-2018, 03:10 PM   #1
RichyT
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Car Insurance

Hi All, currently have an M2C on order and out of curiosity decided to check out a few insurance quotes.

Appreciate itís an ĎMí car but Iíve been quoted more than double my current Focus RS policy. My current RS is pretty heavily modified running Mountune 380 kit, exhaust system, suspension etc.. all declared to insurance.

Any pointers on who can provide competitive quotes? Iím genuinely shocked at the price difference found so far
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      10-11-2018, 04:12 PM   #2
robmx
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I got mine from Direct Line, was only £100 more than I was paying for a standard Golf GTi. Guess it's all relative to where you live and driving history etc. But I was surprised it was as cheap as it was, was worried it was gonna sting at the time.
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      10-12-2018, 03:30 AM   #3
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Admiral always work out cheapest for me and have done for years.
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      10-12-2018, 04:26 AM   #4
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Just try as many as you can is the only way to be sure.

Try the brokers / comparison sites then others direct.

My M6GC is £300/y so I hope the M2C will be less, but you never know...
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      10-13-2018, 05:18 AM   #5
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I swapped from lightly modded M135i to M2C and got £27 back (policy until May).

Aplan Thatcham is the broker I use.
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      10-13-2018, 12:39 PM   #6
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Try BMW insurance you may be surprised.
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      10-13-2018, 02:51 PM   #7
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Admiral, we got a refund going from a x6 to a brand new M2 fully loaded.
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      10-14-2018, 06:45 AM   #8
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Cheers everyone, Directline seems to be the cheapest for me. Only a marginal increase on my current car.

Not tried any brokerís yet, but closer to delivery time Iíll give them a shout.

Insurance is a mad one, Iíve had a few surprises over the years getting refunds etc.. when not expected. I thinks itís just the cost in general that is increasing year on year.
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      10-15-2018, 03:48 AM   #9
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I had a modified Focus RS a few years ago, then a modified A45.

The RS was around £40 cheaper than the A45 & M2 at A Plan. Defo worth giving them a shout as they can be negotiated with and are pretty flexible.
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      10-22-2018, 04:13 AM   #10
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Just renewed mine with LV. £420 then direct line were next cheapest at about £50 more.
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      10-22-2018, 09:43 AM   #11
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Mines due renewal currently with direct line and they want £790 for the year, 52 years old, 18yr ncb, no points, claims etc, live in the sticks in Devon good postcode

Ran a quote on the comparisons sites and LV cheapest at £397.

Admiral used to be cheap they came in at £680.

Going to run the quotes again on Saturday as this is the 21 day point before my renewal and according to Martin Lewis this is the best time for a cheap quote. We shall see.
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      10-23-2018, 12:33 PM   #12
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Quote:
Originally Posted by Philb65 View Post
Mines due renewal currently with direct line and they want £790 for the year, 52 years old, 18yr ncb, no points, claims etc, live in the sticks in Devon good postcode

Ran a quote on the comparisons sites and LV cheapest at £397.

Admiral used to be cheap they came in at £680.

Going to run the quotes again on Saturday as this is the 21 day point before my renewal and according to Martin Lewis this is the best time for a cheap quote. We shall see.
Keep us updated please
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      10-26-2018, 08:11 AM   #13
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just went on the LV site and ran a multi car quote, the M2 comes in at £293 and the wife's Abarth at £240. Very happy with that for the two cars!
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      10-26-2018, 08:48 AM   #14
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If you have access to USAA, they are quite good.
I didn't buy the car, but when I got a quote for a new M2 earlier in the year, it was only like $12 a month more than my 2012 135.
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      10-27-2018, 11:57 AM   #15
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New M2 and Audi £437 from Hastings on a multi-car policy that includes my wife driving both too!

Im 40
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      10-27-2018, 04:51 PM   #16
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Quote:
Originally Posted by DLT222 View Post
New M2 and Audi £437 from Hastings on a multi-car policy that includes my wife driving both too!

Im 40
Adding the missus will usually make it cheaper. Unless she's got loads of points or something...

Conversely adding husband to missus car will increase her premium.
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      10-28-2018, 07:27 AM   #17
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Good price DLT222.

LV cheapest for me still. Taking me off the wife's car added £40 to the premium!
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      12-20-2018, 05:29 AM   #18
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I'm with Admiral on my current car and accordingly to comparison sites it's still my cheapest option for the M2C; this is based on me living in London.
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      12-20-2018, 06:43 AM   #19
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Have you had a figure from Admiral to change cars mid policy?

I got a nice little refund coming from an M6!
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      12-20-2018, 10:09 AM   #20
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Nope, I've yet to call them, but I'll do that closer to the delivery date of course.
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      04-03-2019, 12:45 PM   #21
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Quote:
Originally Posted by doughboy View Post
Have you had a figure from Admiral to change cars mid policy?

I got a nice little refund coming from an M6!
I did that for mine (admiral) the other day and they wanted to charge almost 4 times more my current premium.

I then cancelled my old policy and made a new one and only got a £200 increase but because I added few things. Not sure what's going on with their systems.
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      04-27-2019, 11:04 AM   #22
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Approaching renewal time for me although not had that yet.
Ran the usual comparison sites and two or three quotes under £250!
Over 50 now 🙁
Excesses high at £600
8k/year with 4K class one use
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