[carloshombre]

Hi,

I'm moving from Vancouver to Montreal in a few weeks. Was curious to know if anyone is here from Montreal and how much roughly they are paying for insurance. I was quoted $4-5k for a year which is much more than I thought.

[magha]

Yikes that's horrible! I'm paying I think 13-1400 a year in Toronto

[Ggeezer]

Try Wawanesa. Depends on tons of factors (credit history, where you live, how long you've been driving, accident history, ticket history, etc.) but $4k-$5k is typically considered high-risk insurance in Quebec.

[M2Cmtl]

4-5k is nuts. If you are single, young, live in the city, have no garage that will jack up your insurance. I am 37 with two kids, live 15km from Montreal (south shore) and I paid less than 1k for my '17 F31 (65k msrp). Even when I was single in my old port loft, I was paying 1300$ or so for a new MINI Clubman.

[carloshombre]

Originally Posted by f31mtl

4-5k is nuts. If you are single, young, live in the city, have no garage that will jack up your insurance. I am 37 with two kids, live 15km from Montreal (south shore) and I paid less than 1k for my '17 F31 (65k msrp). Even when I was single in my old port loft, I was paying 1300$ or so for a new MINI Clubman.

Great info thanks! I'm actually looking at rendering a newer Old Port loft lol. Do insurance companies in Quebec offer storage insurance and short term insurance (like only insuring for 3 or 6 months)?

[carloshombre]

Originally Posted by Ggeezer

Try Wawanesa. Depends on tons of factors (credit history, where you live, how long you've been driving, accident history, ticket history, etc.) but $4k-$5k is typically considered high-risk insurance in Quebec.

Thanks. Glad to know I'm not the only one who thinks it outrageous. I like to think I have good credit, I've been driving for 8 years now and have no accidents at fault. And my only ticket so far (knock on wood) has been driving in the HOV lane. Definitely will check out Wawanesa!

[M2Cmtl]

Ah I miss the old port!! No clue about short term insurance. Shop around for sure.

[S1monQc]

I'm with Desjardins... Paying close to 2K IIRC... 4-5K is mental lol

[garfunko]

Originally Posted by S1monQc

I'm with Desjardins... Paying close to 2K IIRC... 4-5K is mental lol

Originally Posted by S1monQc

I'm with Desjardins... Paying close to 2K IIRC... 4-5K is mental lol

have you guys had many accidents?

I have a 2018 m2 for just over 6 months .
I am 35 years old, no accidents. I am paying just under 600$ yearly. ( no joke )

my wifes cx-5 is more and she's mad lol.

the lady from BMW referred me a broker, that gives good discounts to bmw.

I can give the contact if it's not too late?

Jason

[M2Cmtl]

When I shoped around last year the car made little difference really. An M2 or a civc was basically the same price. I just priced out a 2020 M2C online with my insurance and the price was 50$ more per year than my 2017 F31. But again, I'm 37... if you are under 30 your results will vary!

[carloshombre]

Originally Posted by garfunko

have you guys had many accidents?

I have a 2018 m2 for just over 6 months .
I am 35 years old, no accidents. I am paying just under 600$ yearly. ( no joke )

my wifes cx-5 is more and she's mad lol.

the lady from BMW referred me a broker, that gives good discounts to bmw.

I can give the contact if it's not too late?

Jason

I would love the contact if thats possible!

I have no accidents at fault but I'm still quite young (24) so I do feel like that may have something to do with the high quotes.

[M2Cmtl]

Oh yes, 24 with an M2... 4-5k makes more sense! I was quoted 5k for a used Corrado VR6 when I was 18...

[garfunko]

Originally Posted by f31mtl

Oh yes, 24 with an M2... 4-5k makes more sense! I was quoted 5k for a used Corrado VR6 when I was 18...

yeah over 25 and it's 50% less at some places

it is OVC assurance , and the guy I work with is Felix Lapointe.

hope it helps !