Insurance during ED (Canadian)

IcyLiquid · 05-11-2019, 12:07 PM

Hi folks,

I'm scheduled for ED pickup on May 16. I'm also paying the $650 to extend the insurance for 1 month.

My CA is asking me to have Canadian proof of insurance before I even leave. My insurance company is surprised by this, since the car won't be registered here or plated until several weeks after I'm already back. They say they can't insure a car that isn't registered / plated, and that makes sense to me.

What have you guys experienced regarding insurance? US opinions / experiences also welcome.

Thescout13 · 05-11-2019, 02:31 PM

In the US you need to have proof of insurance of your current car (to prove you are insurable) but there is no requirement to have insurance on your new car until re-delivery. The ED packet actually says this explicitly in the booklet. Idk if the Canadian booklet is different though.

IcyLiquid · 05-11-2019, 04:10 PM

I just scoured through what they sent me and didn't find anything at all about insurance on this side, not even "proof of insurance of my current car", although that makes a ton of sense.

Are you able to show me exactly what it says in yours?

05-11-2019, 12:07 PM	#1
IcyLiquid New Member 22 Rep 28 Posts Drives: 6MT LBB M2C Join Date: May 2009 Location: Montreal iTrader: (1) Garage List 2020 BMW M2 Competi ... [0.00]	Insurance during ED (Canadian) Hi folks, I'm scheduled for ED pickup on May 16. I'm also paying the $650 to extend the insurance for 1 month. My CA is asking me to have Canadian proof of insurance before I even leave. My insurance company is surprised by this, since the car won't be registered here or plated until several weeks after I'm already back. They say they can't insure a car that isn't registered / plated, and that makes sense to me. What have you guys experienced regarding insurance? US opinions / experiences also welcome.
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05-11-2019, 02:31 PM	#2
Thescout13 Brigadier General 4944 Rep 4,976 Posts Drives: '20 F80 M3CS, %E2%80%9818 GT3 Join Date: Nov 2013 Location: California iTrader: (0)	In the US you need to have proof of insurance of your current car (to prove you are insurable) but there is no requirement to have insurance on your new car until re-delivery. The ED packet actually says this explicitly in the booklet. Idk if the Canadian booklet is different though. __________________ Wife's Car: 2020 X4M Competition, Alpine White on Black Alcantara and Biege Current Car: 2018 F80 M3CS, SMB, DCT, ZEC, MPE Recently Departed: 2020 F87 M2C, LBB, ZEC, 6MT (Euro Delivery Aug. 29, 2019, totaled by an idiot in a Camry who then ran from the scene) Wife's Prior Car: 2018 F80 M3, Yas Marina Blue, DCT, Black 19s, Carbon Structure Anthracite Cloth/Leather Combination, Driving Assistance Package (Euro Delivery Oct. 9, 2017)
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05-11-2019, 04:10 PM	#3
IcyLiquid New Member 22 Rep 28 Posts Drives: 6MT LBB M2C Join Date: May 2009 Location: Montreal iTrader: (1) Garage List 2020 BMW M2 Competi ... [0.00]	I just scoured through what they sent me and didn't find anything at all about insurance on this side, not even "proof of insurance of my current car", although that makes a ton of sense. Are you able to show me exactly what it says in yours?
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