08-13-2020, 03:57 AM | #23 |
Private First Class
153
Rep 161
Posts |
If you are prepared, take your quotes with you when picking up your car. BMW insurance is usually expensive but my experience is they will try to bring it down if they can. Might not match but can get closer to other quotes. 3 yr new for old too.
|
Appreciate
0
|
09-01-2020, 07:32 AM | #24 | |
Private First Class
60
Rep 121
Posts |
Quote:
It is an interesting point you have raised. I will contact the panel beater I trust and ask how they rate their dealings with Shannon's after the Stage 4 lock down. I picked Shannon's because my mate works at a motorcycle repairer and they raved on about Shannon's. I think they also rated QBE well too. I am hoping they look after cars, just as well as bikes. May I ask what your premium is for your BMW through QBE? |
|
Appreciate
0
|
09-01-2020, 07:34 AM | #25 | |
Private First Class
60
Rep 121
Posts |
Quote:
Do I have to go in to the dealer to get the quote or can I get a quote online somewhere? |
|
Appreciate
0
|
09-01-2020, 11:08 PM | #26 | |
Lieutenant Colonel
2690
Rep 1,977
Posts
Drives: 2020 M2C HS & Ferrari Roma
Join Date: Sep 2014
Location: Sydney, Australia
|
Quote:
To update this, these are the best quotes I received from Suncorp and Allianz, some other ones were well north of 3k and others north of 5k p/a. Suncorp - $2,641 incl windscreen cover / choice of repairer p/a, City CBD secured parking $1,200 base excess (+$800 on top due to suspension last year). Allianz - $2,431 incl windscreen cover / choice of repairer p/a City CBD secured parking $1,900 base excess.
__________________
2020 M2 Competition | Hockenheim Silver | 437M Wheels / 763M Wheels | RHD | 2NH Brakes OEM M2 CS Steering Wheel | MP Carbon Steering Wheel Trim | MP Pedals | MP Dash | MP Interior Kit OEM M2 CS Bonnet | M Performance Coilovers | MP Rear Spoiler | MP Rear Diffuser| Perl Carbon Front Lip | Remus Race Exhaust |
|
Appreciate
0
|
09-03-2020, 03:39 AM | #27 |
Private First Class
153
Rep 161
Posts |
You can go to a dealer or there is a 1800 phone contact for BMW insurance. Allianz underwrites it and is generally a bit cheaper, but has a shorter new for old time.
FYI if you bump the excess up to circa $2.5k you can get the premium down to less than $2k per year. The saving can outweigh the increase excess and you aren’t planning on crashing anyway... I’ve done this on my cars for years, keeps it affordable 👍 |
Appreciate
0
|
09-04-2020, 07:48 PM | #28 |
Private
33
Rep 91
Posts |
It really depend how much you value the finish on your car! $1k for insurance on an M2 is very cheap and you would probably not get a great result based on my experiences with insurance companies!
For example, I have 6 Ford Ranger utes in my business fleet and all are insured with Budget Direct. It is purely a pricing decision. My experience is mixed - Case 1 involved a Ranger that was literally 2 weeks old and one of my guys had a P-plater run up his arse at 80kmh whilst he was stationary on the Monash - BD refused to write it off and repaired it as it was $5k cheaper for them. Repair was actually pretty good, probably because they could charge the driver at fault and reclaim costs. They even invited me to see the complete new chassis on the jig showing it was dead straight, which was pretty good. Case 2 was my daily driver, a lump of metal unsecured on a tray truck rolled off the back of it as it went up the Westgate bridge, the metal chunk went under the wheels of a semi and somehow flicked into my front bumper. Budget Direct made me pay full excess despite dashcam footage and (I'm not kidding) fixed the LH quarter panel, fog lights and headlight, but the actual bumper was only repaired where damaged and they literally painted that HALF of the bumper. Really poor they didn't paint the whole bumper, in fact the whole experience was pretty average but I picked the car up literally the day prior to Stage 4 lockdown so I was not in a position to leave it for 6 weeks... Meh, it is a workhorse anyway... My M2 has some mods (camber plates/wheels/brake pads, etc for track days) and Shannons insure it. They were the ONLY mob who would cover it with mods (at least for the 6 or 7 insurers I called - most won't touch anything with any mods at all, even basic things like stainless brake lines). They assure me that "choice of repairer" means exactly that so long as the 3 quotes (I can obtain all three apparently) are reasonably close and if needed my choice "will match the cheapest within reason". I guess that is subject to interpretation / abuse but I hope I never find out! I've got two mates who have used them and both said they had no issue picking a repairer and it was largely hassle free, which gives me some degree of confidence... Good luck! |
Appreciate
1
///Driver59.50 |
09-05-2020, 03:18 AM | #29 | |
Lieutenant Colonel
2690
Rep 1,977
Posts
Drives: 2020 M2C HS & Ferrari Roma
Join Date: Sep 2014
Location: Sydney, Australia
|
Quote:
However, I did try comminsure and they are offering $1,850 p/a with $1700 excess so I may go with that.
__________________
2020 M2 Competition | Hockenheim Silver | 437M Wheels / 763M Wheels | RHD | 2NH Brakes OEM M2 CS Steering Wheel | MP Carbon Steering Wheel Trim | MP Pedals | MP Dash | MP Interior Kit OEM M2 CS Bonnet | M Performance Coilovers | MP Rear Spoiler | MP Rear Diffuser| Perl Carbon Front Lip | Remus Race Exhaust |
|
Appreciate
0
|
08-02-2021, 06:41 AM | #30 | |
New Member
2
Rep 12
Posts
Drives: Renault RS265, PRB Clubman
Join Date: Jul 2021
Location: Hills District, Sydney
|
Quote:
Budget direct about $1050 with choice of Repairer. Seems ok Sydney hills district |
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|