12-27-2020, 09:59 AM | #67 |
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Locked in 3% 30 year fixed on my jumbo back in June. I could have gotten a lower rate for more points, but we aren't planning on staying for the full 30 so it didn't make sense to amortize the fees. Ironically we refinanced in 2019 thinking we scored with a good rate not knowing it would go down even more in 2020.
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12-28-2020, 04:29 PM | #69 | |
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12-28-2020, 04:34 PM | #70 |
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I need to refinance. Bigly. Have to take a day and get this done!
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12-28-2020, 04:41 PM | #71 |
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2.65 no points 30 yr. saving $700/m lol from my 4.25% from 2016.
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12-28-2020, 07:22 PM | #73 |
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Me, three! Been paying it off at an accelerated rate, and will have it paid off in 2024 if our employment situations don't change. Haven't considered a re-fi, since our monthly interest is under $100 at this point in the loan's life.....
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12-29-2020, 08:44 AM | #77 | |
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Real estate prices are jumping, at least in this area, esp. outside of cities, have been trending that way all here. (consulting with property mgmt company all year, movement slow, low inventory, high prices) |
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12-29-2020, 08:47 AM | #78 |
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I just closed on a house in the chicago burbs at 2.75%
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12-29-2020, 06:59 PM | #79 | |
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i hope market falls apart next year. I have retards nearby me paying close to 600k for new construction with no pool, 4/3, 2200 sq ft, no security etc. Gotta love it. |
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12-29-2020, 08:19 PM | #80 |
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conventional loan 30yr term at 3.125% no points
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12-30-2020, 07:38 AM | #81 | ||
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01-03-2021, 08:59 PM | #82 |
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Just refinanced again, traditional 30y for 2.25% no points ~1100 closing costs
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01-04-2021, 06:33 AM | #83 | |
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Were planning on moving in a few years, so I hadnt really considered a refi with the closing costs. If we can drop to <2.5% without points and that low of closing costs this might make sense... |
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01-04-2021, 08:14 AM | #84 | |
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01-04-2021, 01:23 PM | #85 |
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2.62% with 0 points. 30yr, just closed.
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01-04-2021, 01:48 PM | #86 |
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01-04-2021, 03:05 PM | #87 |
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Can you say or message me the credit union name you used? Seems like you got the best rates so far in this thread.
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01-04-2021, 03:34 PM | #88 |
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Depends on the state, no way closing costs are that low in FL, so many BS fees, title insurance, transfer taxes, etc.
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