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The one and only time I ended up buying the insurance was the the 4 year span when I used almost every aspect of it. I was very lucky. I think Audi Car care was $1200 but that included PDR which I used once for two dents. Thats $100 right there. The coverage was excellent as it covered stock rims as well as winter setup so when my winter wheel suffered damage from an enormous pothole covered in water they replaced the rim and tire. $700 there. then it also covered curb rash so they re-did two oem Audi rims. $400 there. I lost my key fob in disney world which it also covered. $350 there. What made me purchase it though is it covered so many things and they discounted it. On my wife's GLK SUV they just offered tire and rim coverage on the 20 inch AMG wheels. They started at $1200 and I negotiated down to $499. For that price I took it. For $1200 at a well negotiated price for the M2 I will pass.
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