Quote:
Originally Posted by MONSTAR
I dont see why you would have to report to the insurance company that you've made any changes to your car. In the US, you typically have an option for additional insurance coverage for modifications and that would increase your premium cost but its entirely optional.
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you'd have to if the insurance company stipulates it in the terms. If they find out you made modifications they wouldn't cover you if you made a claim. Big risk for the UK folks to take.