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I was toying with doing one through Fidelity on my 2020 that just went out of factory warranty about 2 weeks ago but ultimately decided against it. My m2c is a second car which will see 4k-5k miles a year so even made less sense for me. Fidelity is pretty popular with the Rennlist crowd. Huge thread over there if you are interested. I got some quotes from Trent at Highline who is one of the more popular brokers Rennlist members seem to use. Very few exclusions (outside of wear items of course) with Fidelity and the contract duration starts from when you purchase the contract.
Quotes for 2020 m2c with ~20k miles
36 months / additional 36k miles:
$250 deductible
-$2,600
48 months / additional 48k miles:
$250 deductible
-$3,109
60 months / additional 60k miles:
$250 deductible
-$3,450
72 months / additional 60k miles:
$250 deductible
-$3,651
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