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      07-28-2019, 01:12 PM   #99
mr_lab_rat
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Drives: 2017 M2, 2018 X1
Join Date: Jul 2017
Location: Vancouver

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I just did some reading on the new ICBC approach to traffic offences. My friend got busted yesterday (40+ over speed limit). Besides the already expensive ticket it looks like the new laws will also cause him to get a $386 Driver Risk Premium annually for the next three years. That all on the first offense with no other points on his license.

So it looks like there are four possible charges now:

1. the ticket
2. driver penalty point premium (at least $210 per year if you have more than 3 points)
3. driver risk premium (at least $384/year for up to 3 years)
4. insurance premium penalties (similar to the surcharges we had before for having more than 3 points but now it also affects collision and comprehensive)

PSA: take it easy out there and if you go faster then at least make you don't go over by more than 40kmh.

Last edited by mr_lab_rat; 07-29-2019 at 10:09 AM..