And this is 295 on stock 10" ET40 compared to your 295 on 10,5" ET45
https://www.willtheyfit.com/index.ph...0-5&offset2=45
Thinking...
The tyre on your 10,5" rim will sit on the rim's outer edge 1,3mm further out than the 10" OEM rim edge. BUT, both tyres being 295, on the 10,5 rim it will be pulled further inwards due to the 10,5 inner rim edge being 11,4mm further in than the OEM. So even if your rim outer edge is 1,3mm further out the tyre will probably stick out less than on OEM. Question is how much...