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Originally Posted by AlexCirc
Any recommendations on financing in general? I am not doing a ED, but this will be my first time buying brand new.. would a credit union be best to start at? Any input is appreciated!
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I've been browsing recently. I also am not doing ED. It depends a lot on you circumstances.
Are you going to put down a good chunk of money or finance the whole thing?
Penfed like others have said seems to have decent rates right now. their highest iirc is 2.74% for 72 mos. BMW current offering is 2.92% for 72mos my local credit union is 2.99% for 72 mos. Also depends on your credit too.
The rates are obviously lower if your financing for less of a term. The lower the APR the less you pay them for holding the lean on the vehicle. I'd love to find less but we'll see.