[jhall1957]

Originally Posted by sdhotwn

How does BMW treat leasing with track time? I never even considered it in the least because of my intent to track the car.

I'm a little goofy with how I do the financing usually. I typically eat the slightly higher interest rate (in this case 1.9 at 72) to drive the payment down for flexibility (I'm nervous/conservative about the number for no good reason) and then pay at a much higher rate - usually pay the car off in 5 years or less. Which drives the effective interest rate etc down. Now you have me half thinking about if I should toy with the idea of a lease on this one or not as I've never leased.

I've leased many cars and always for the same reason. Just go buy a $80k vehicle and have someone pull out in front of you. $25,000 of damage to the front end. It's not enough to total it but now it's got a Carfax and a front end as loose as a old tractor. Then go try and sell it! Can't even get a offer from Carmax!

Leasing is a good "risk management" practice!