Quote:
Originally Posted by farcus
mine was 3.89% 48 month, with BMW. Credit in 730s. This was January of this year.
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Sometimes even when you qualify for the best rate, the finance manager bumps it up a point so they can collection more commission.
I walked in with pre-approved credit with a locked in payment estimate written by BMW Financial Service online. When I got there to take delivery, my Finance Manager started spewing some BS that I still own on my mortgage, so
they have to raised it a point but if I take their maintenance package/ lost key insurance, he'll get them to honor the lower rate.
I walk out and left rudely in the middle of the deal. He called me back and gave me the original 2.89%/60 rate I was approved for.
Long story short, finance managers can play games with the numbers - buyers's beware..
I can't wait until the day when I'm able order a car online, eliminating the middleman, just like I how I can purchase cat food from Amazon..
