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      03-28-2016, 07:00 PM   #4
M3 Adjuster
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Drives: 1M, X1 M Sport, E46 325ic
Join Date: Mar 2008
Location: Dallas, Tx

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Quote:
Originally Posted by ACZakka325i
Quote:
Originally Posted by M3 Adjuster View Post
2.99 is a horrible rate.

You could use 3.99 to make it even look worse.

I mean seriously.....

@1M Tex and I were just talking two days ago and he found a 1.49 rate for 60 months and I know I can get 1.99 for 84 months ...
I think 2.99 is conservative and fairly middle-of-the-road. I think most with excellent credit can find 1.99.

84mo car loan?
Nothjng wrong with making the required minimum payment as low as possible.

One can always pay it off sooner by paying more than the minimum or by making additional payments.

And who cares if it's 108 months when the interest rate is 1.99 percent lol... Darn near free money.
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