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From my last ED experience: I would recommend going with BMW FS, and then refinancing when the car is in your possession.
Why? If your car is delayed at port, you'll have more clout with BMWFS to argue for a free months payment. Additionally, most banks/credit unions, aren't terribly familiar with the ED process. It took about 3 letters and 5 phone calls to get my credit union to understand the car was still sitting at port.
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