[ORIGIN M.]

Originally Posted by BAN_M2

PenFed let's you join for 5 bucks as long as you have a family member that served. They are awesome.

My 135i I did with a local Credit Union at mid 3% with 6 months no payments. There are some good deals out there.

I am in Florida.

My father is gone otherwise I'd be fine.

Not sure I can join now that he has passed.

[BAN_M2C]

Originally Posted by ORIGIN M.

My father is gone otherwise I'd be fine.

Not sure I can join now that he has passed.

Sorry about that.

Worth checking with just a call!!

[ORIGIN M.]

Originally Posted by BAN_M2

Sorry about that.

Worth checking with just a call!!

Thanks it gets better with time.

It looks like my CU has the same rates.

The question is can I get the good rates from BMWFS.

[dcmac]

Originally Posted by ORIGIN M.

Thanks it gets better with time.

It looks like my CU has the same rates.

The question is can I get the good rates from BMWFS.

My dealer isn't really playing ball... keeps saying 4.49 is the best they can do. I think that's BS to be honest. I'm going to keep looking around... car doesn't get delivered till January so I have a bit of time.

[M2Jersey]

Originally Posted by nomade30

I got the 0.9% on my car, the offer should last throughout the end of the year. IIRC BMW runs that special every year throughout December.

Can anyone getting 0.9% financing from BMW FS provide a link to promotion? Thanks in advance!

[ORIGIN M.]

Originally Posted by dcmac

My dealer isn't really playing ball... keeps saying 4.49 is the best they can do. I think that's BS to be honest. I'm going to keep looking around... car doesn't get delivered till January so I have a bit of time.

There are at bunch of dealers giving away BMWFS. Promo Rate as demo allowance.

Those dealerships are going to get Audited by BMWFS.

Find a great local credit union.

[horsepower_and_hounds]

Originally Posted by ORIGIN M.

There are at bunch of dealers giving away BMWFS. Promo Rate as demo allowance.

Those dealerships are going to get Audited by BMWFS.

Find a great local credit union.

Boom......

[ORIGIN M.]

Originally Posted by m2ruder

Boom......

I think it is awesome regardless but wonder why all dealers are not given the same opportunity other than the obvious.

[M3 Adjuster]

Originally Posted by ORIGIN M.

Great question I am hoping somebody will come up with the answer.

Dealer sucks! Use a credit union!


The dealer finance people make more money when they don't give you their best rate that you actually qualify for.

[DrAnzo2.0]

I got 1.9% for 60 months though BMW Financial Services without negotiating. Car comes next week.

[SteveSpy]

I hate the fact that when you buy a vanilla BMW you qualify for 0% but when you buy an M car, forget about it. I also hate the lack of discounting. When I took delivery of my M4 they wouldn't budge an inch on price. Lucky for me I had a USAA discount. This time around it's going to be the same deal. I will pay full price for my M2 and they'll make money off me with financing. I wish I had a taste for a 320i so they could knock off a few bucks and pay no interest. Alas, that isn't the case... my tastes are ///Mighty..........

[dcmac]

Originally Posted by DrAnzo2.0

I got 1.9% for 60 months though BMW Financial Services without negotiating. Car comes next week.

Could you explain how? Where’s your dealer located? I don’t understand how this is possible. My dealer says the rates I’ve been quoted are standardized, and if I went to another dealer in Colorado at least I’d be quoted the same.

[Wharf Rat]

Originally Posted by dcmac

Could you explain how? Where’s your dealer located? I don’t understand how this is possible. My dealer says the rates I’ve been quoted are standardized, and if I went to another dealer in Colorado at least I’d be quoted the same.

I'll chime in that I ordered in mid-September & took delivery last Thursday.

Got my trade in appraised a few days before delivery.

On delivery day signing papers took about 20 minutes. I was offered 1.99% for 72 months or 0.99% for 60 months. Went with the latter.

Dealer in Chandler, AZ

[DrAnzo2.0]

Originally Posted by dcmac

Could you explain how? Where’s your dealer located? I don’t understand how this is possible. My dealer says the rates I’ve been quoted are standardized, and if I went to another dealer in Colorado at least I’d be quoted the same.

This is a dealer in New Jersey. I didn’t ask how they are able to offer these rates, and accepted the deal over the phone.

[junx]

Originally Posted by DrAnzo2.0

This is a dealer in New Jersey. I didn’t ask how they are able to offer these rates, and accepted the deal over the phone.

Thats a good deal. I asked about a brand new 2017 at a Canadian dealer and they tried to sell it to me for 6.99% APR.

[SteveSpy]

Originally Posted by Wharf Rat

I'll chime in that I ordered in mid-September & took delivery last Thursday.

Got my trade in appraised a few days before delivery.

On delivery day signing papers took about 20 minutes. I was offered 1.99% for 72 months or 0.99% for 60 months. Went with the latter.

Dealer in Chandler, AZ

Wow I'll take .99 for 60 that's almost free money

[DrAnzo2.0]

I got 0.9% for 60 months yesterday. They bumped me down from 1.9% to 0.9% for buying BMW Ultimate Care + for $600... my payments were actually $20 a month cheaper including the extra service plan.

[STK]

Originally Posted by ORIGIN M.

Thanks it gets better with time.

It looks like my CU has the same rates.

The question is can I get the good rates from BMWFS.

Originally Posted by ORIGIN M.

Thanks it gets better with time.

It looks like my CU has the same rates.

The question is can I get the good rates from BMWFS.

If you have donated to the Red Cross sometime in the past they will let you join. Call and ask. 1.49 for 36.

[ORIGIN M.]

Originally Posted by STK

If you have donated to the Red Cross sometime in the past they will let you join. Call and ask. 1.49 for 36.

Okay I will check it out.

Thanks !

[chief1richard]

Originally Posted by JPizzz

The best people have been offered through BMWFS is .9/60 months, 1.9/72 months through a demo loophole or USAA incentive.

I got 1% for 72 Months from BMWFS. That was this past October.

[sieeegel]

Any new deals starting today?

[Bt12]

Slightly off topic, does anyone know if bmw finance does their financing in Germany or local country where they sell their cars? Do they securitize the loans in Germany? Curious cause their 10year bund rates are like 50bps... in the us the 10 year it’s 2.50%

just curious since we are talking financing