10-27-2017, 03:07 PM | #45 | |
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Your right it’s not, so what’s your point are you still trying to prove you can’t get .9 from BMWFS?
Haven’t had the time to take a picture of the contract and black out my personal information. Quote:
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10-27-2017, 03:25 PM | #47 |
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10-27-2017, 03:31 PM | #48 | |
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And congrats again - it seems I should have negotiated harder. |
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10-27-2017, 03:33 PM | #49 |
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10-27-2017, 03:42 PM | #50 |
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10-27-2017, 03:54 PM | #51 |
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Drives: 2018 M2 LBB, 6MT. Future: CTR
Join Date: Aug 2017
Location: SoCal
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10-27-2017, 04:14 PM | #52 |
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Credit score and affiliation with certain organizations. Check with your dealer for which ones apply but it was officially released by BMWFS. I have great credit and am a USAA member so they will extend .9% rate to me Once I do the paperwork I can do a pic if needed but I was told it is no secret.
Also if the car was a dealer demo I think he said that applies too but don't quote me |
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10-27-2017, 04:14 PM | #53 | |
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My point is what you posted is not a contract, and it proves nothing about what you paid rate wise and with what bank.
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10-27-2017, 04:26 PM | #54 |
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Only way to link a loan on BMW website is if it’s from BMWFS on there it shows my APR and what car it is... this is reminding me of that thread about the $200 eBay intercooler that is being sold by another company for almost $1000 with their name on it......
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10-27-2017, 04:30 PM | #55 |
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Exactly and I am being confirmed it is legit....... so everybody go drill your sales mgr's
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10-27-2017, 04:44 PM | #57 |
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10-27-2017, 05:49 PM | #58 |
on restriction from buying more cars
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Good to know 0.9% is possible. Not sure why this is even a debate. When I make mistakes I try to just admit it, apologize and move on. It's really no biggy, but then again I'm a n00b who's life doesn't revolves around rep points or winning internet arguments.
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10-27-2017, 06:23 PM | #59 |
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10-27-2017, 06:27 PM | #60 | |
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Thanks for the info. |
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10-27-2017, 06:56 PM | #61 |
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10-27-2017, 09:56 PM | #62 | |
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Oh ya, got out of there with zero down. Tell him you know Kyle & Phil
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Get out and drive
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10-31-2017, 03:57 AM | #63 |
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Congrats on the great rate and term. Despite my 800+ credit score, the Southern California dealer I worked with said that BMWFS 3.31% and their loan brokers (I think Wells Fargo could do 1.74% or something) couldn’t beat my KeyPoint Credit Union 1.49% for 4 years, so I financed $58,394 OTD less my $1,000 deposit with KeyPoint CU.
FWIW, I only optioned LBB, CarPlay, Moonroof and UC+ and am doing both ED and PCD for ED MSRP with no markups or discounts. Last edited by cornercase; 10-31-2017 at 04:03 AM.. |
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10-31-2017, 10:11 PM | #64 |
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I will try to clear up the mixed messages from BMWF. If your dealer is quoting you 3.31% they are telling you the truth. That being said through some type of loophole some are getting 0.9% on a 60 and 1.9% on a 72 mo. term. It will probably come down to your dealer wanting to or willing to take the risk (if they even know it exists) of using said loophole to offer it to you. I can personally attest to this.
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11-01-2017, 04:00 AM | #65 | |
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11-01-2017, 11:26 PM | #66 |
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