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      12-03-2017, 11:51 AM   #1
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Finance Deals

My M2 is slated for week 50 production and my dealer told me that the financing rate is at 0% right now but that by the time my car gets in there's no guarantee that the rate will be the same. I'd like to know what you guys are seeing out there right now, especially you dealers / salespeople.
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      12-03-2017, 05:48 PM   #2
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Is your CA sure that applies to M2? Special finance rates & incentives usually don't & a surprising number of salespeople are kinda in the dark with the M2.
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      12-03-2017, 06:50 PM   #3
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I don’t believe BMW ever had 0% could be wrong, unless it was dealer special on specific vin. Doubt you’ll ever get an m2 for 0% though you might get around 1-2 if you push. Certainly doesn’t apply to leasing.
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      12-03-2017, 11:22 PM   #4
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I got the 0.9% on my car, the offer should last throughout the end of the year. IIRC BMW runs that special every year throughout December.
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      12-04-2017, 11:44 AM   #5
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The best people have been offered through BMWFS is .9/60 months, 1.9/72 months through a demo loophole or USAA incentive.
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      12-04-2017, 04:50 PM   #6
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Thanks for all the insight and info, guys. I guess we'll see what happens come February. I guess that begs the question though, what's my delivery date if my week of production is 50?
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      12-05-2017, 04:05 AM   #7
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The best people have been offered through BMWFS is .9/60 months, 1.9/72 months through a demo loophole or USAA incentive.
That is correct......
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      12-05-2017, 05:09 AM   #8
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You guys sure its a loophole? I got the rate, just sounds like its a b,w finance rate.
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      12-05-2017, 08:40 AM   #9
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No idea how some ppl are getting good rates from BMW FS - all my credit scores are over 800 and I got stuck with crappy 3.31% back in late Sept. No big deal as I refinanced at my credit union at 1.99% within 24 hours of taking re-delivery of my car but, still, pretty lame.
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      12-06-2017, 10:30 PM   #10
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I got 1% for 60 months on 10/31 so I financed the whole thing...
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      12-07-2017, 06:39 AM   #11
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Wow these are great rates... my credit score is excellent and my dealer is only offering 4.49%!! What gives?!
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      12-07-2017, 07:19 PM   #12
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Quote:
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Thanks for all the insight and info, guys. I guess we'll see what happens come February. I guess that begs the question though, what's my delivery date if my week of production is 50?
I believe Production Week 50 is the week of 11 Dec.
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      12-08-2017, 12:07 PM   #13
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I believe Production Week 50 is the week of 11 Dec.
Oh wow, that's sooner than I thought. When will the car be here, then, in theory?
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      12-08-2017, 03:46 PM   #14
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Oh wow, that's sooner than I thought. When will the car be here, then, in theory?
Probably mid to Late January if going to east coast; late January to early February to west coast.
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      12-09-2017, 09:54 PM   #15
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Wow these are great rates... my credit score is excellent and my dealer is only offering 4.49%!! What gives?!
Great question I am hoping somebody will come up with the answer.
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      12-09-2017, 10:24 PM   #16
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0.9% is what I got and I locked in that rate 2 months before my car was delivered.
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      12-09-2017, 10:28 PM   #17
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0.9% is what I got and I locked in that rate 2 months before my car was delivered.
Using USAA or not ?
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      12-09-2017, 10:30 PM   #18
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0.9% is what I got and I locked in that rate 2 months before my car was delivered.
Using USAA or not ?
BMWFS
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      12-09-2017, 10:32 PM   #19
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0.9% is what I got and I locked in that rate 2 months before my car was delivered.
Using USAA or not ?
BMWFS
No membership affiliation requirements? ...Should have been my question!
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      12-09-2017, 10:42 PM   #20
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0.9% is what I got and I locked in that rate 2 months before my car was delivered.
Using USAA or not ?
BMWFS
No membership affiliation requirements? ...Should have been my question!
Nothing. This was my first BMW.

I had all my financing already setup before actually ordering the car.

Been using PenFed for years and they had me setup with 60k at 1.49% but the pre approval got cancelled since the allocation did not come thru quickly. They told me once I had a VIN to just call and they would activate again.

When I finally got the allocation and VIN my CA told me BMWFS was running 0.9% on them. So went with that instead.

Car is costing me 1500 to finance.. no brained so if the offer is around you guys should jump on in and secure it regardless the car is not ready yet. I ran all the paperwork early June 2016 and finalized the details in September 2016 when I picked it up.
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      12-09-2017, 10:56 PM   #21
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Originally Posted by BAN_M2 View Post
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Originally Posted by BAN_M2 View Post
0.9% is what I got and I locked in that rate 2 months before my car was delivered.
Using USAA or not ?
BMWFS
No membership affiliation requirements? ...Should have been my question!
Nothing. This was my first BMW.

I had all my financing already setup before actually ordering the car.

Been using PenFed for years and they had me setup with 60k at 1.49% but the pre approval got cancelled since the allocation did not come thru quickly. They told me once I had a VIN to just call and they would activate again.

When I finally got the allocation and VIN my CA told me BMWFS was running 0.9% on them. So went with that instead.

Car is costing me 1500 to finance.. no brained so if the offer is around you guys should jump on in and secure it regardless the car is not ready yet. I ran all the paperwork early June 2016 and finalized the details in September 2016 when I picked it up.
Penfed is awesome but I cannot join. My Credit Union is 2.99 for 60 and 3.25 for 72-84 months

I've got to have a serious talk with my dealer

What state are you in
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      12-09-2017, 10:59 PM   #22
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Penfed is awesome but I cannot join. My Credit Union is 2.99 for 60 and 3.25 for 72-84 months

I've got to have a serious talk with my dealer

What state are you in
PenFed let's you join for 5 bucks as long as you have a family member that served. They are awesome.

My 135i I did with a local Credit Union at mid 3% with 6 months no payments. There are some good deals out there.

I am in Florida.
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