Congrats on the great rate and term. Despite my 800+ credit score, the Southern California dealer I worked with said that BMWFS 3.31% and their loan brokers (I think Wells Fargo could do 1.74% or something) couldn’t beat my KeyPoint Credit Union 1.49% for 4 years, so I financed $58,394 OTD less my $1,000 deposit with KeyPoint CU.
FWIW, I only optioned LBB, CarPlay, Moonroof and UC+ and am doing both ED and PCD for ED MSRP with no markups or discounts.
Last edited by cornercase; 10-31-2017 at 04:03 AM..
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