Quote:
Originally Posted by Red Bread
Depends on the facility. Some, like Motor Sports Ranch down here are setup as a private street and allow insurance claims. I think they have to be pretty tight about controlling passing situations and limited timing capabilities.
But others, like COTA and TWS (RIP) most certainly do not.
A friend of a friend has totaled three cars at MSR and received payout on each. I do think they told him the last one was the final one they'd cover at that location.
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What do you mean by "allows insurance claims"?
It is my understanding you can "make" a claim anywhere, but depending on the language in your insurance policy will decide if you are covered or not. I have never seen a policy explicitly state that it covers any type of racing/stunt driving/demolition/tracking/speed etc...
here is the verbiage from my policy with Farmers...
Quote:
We do not insure bodily injury or property damage
resulting from an insured person participating, or your
insured car being used, in any racing, speed, demolition,
stunt or performance driving contest, demonstration,
instruction or activity, or in practice or preparation for
any such activity or while operating on a driving track
designed for racing or high performance driving.
This exclusion does not apply if the car is being used in
connection with an activity other than racing, speed,
demolition, stunt or performance driving.
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Can you provide more details on how your buddy got his claim covered when he went to MSR? I live nearby and would love to know.