Quote:
Originally Posted by bradleyland
On how much principle though? I mean, I get it that it's percentages, and earning a 10% return tax free sounds ZOMG AMAZING, but we're usually talking about somewhere in the area of $5k - $6k in deposits. The rate of return is great, but it's not like I can drop $50k in there so I can make some decent money.
My point was really about keeping it in perspective. The MSD thing was nice, but it's not the deal breaker that everyone is making it out to be. If it was, then why did you buy your M2 instead of leasing it? I suspect it had something to do with the positively dismal residual values. Which really underscores my point: the MSD rate reduction was a nice perk, but that's all it was. It's not as important as the other factors that go in to a lease payment.
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I got 2k off my interest fees by putting 5600 into MSDs on my 69k cap cost.
That's over 33% ROI.
That's pretty great.
Of course I can't drop 50k in there to get 33% return, but you take what you can get when you can get it.