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OP, the tax credit is MUCH better on a buy vs a lease. When buying, almost the entire sale price of the car gets deducted off your taxes. I do it every year and it helps A LOT! As far as financing, look into penfed. They are currently offering 2.9% for 84 months! Then tell your dealership to match that rate otherwise they lose on financing.
Also, if you are worried about not liking the car, you STILL have better value buying it because look at the resale value of the M2. It is a limited car that is hard to find so I believe resale values will continue to stay high.
Leasing is a big no no on the M2.
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