Quote:
Originally Posted by cornercase
Quote:
Originally Posted by BAN_M2
I would only do that amount of months if the interest rate was very low.
I did 72 months because it was 0.9%
On used cars its a different story, 3.45% at 75 months to keep payment low with no penalty of paying more or paying off before is usually what a solid credit union will offer you.
PenFed offered me 1.49% on a USED car loan but at 2 years it would have a higher payment than the M2.
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Where did you find 0.9% for 72 months? The lowest I've found for a new vehicle is 1.49% for 48 months. |
Right time and right place apparently. A handful of people reported getting this offer.
Was around June 2016 when I was getting my builds VIN number to finalize my 1.49% with PenFed and BMWFS offered me 0.9% at 72 months so took it.