Quote:
Originally Posted by Doctor///M
Definitely go PenFed. They're a trusted Bimmerpost community lender and the rates are hard to beat.
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Everyone says they understand ED and they're easy to work with; however, their rates are no longer impressive nor hard to beat - they have 3.24% for 72 months and 2.99% for 60 months, compared to BMW FS at 3.31% for both of those terms. PenFed does have lower rates for shorter terms though. Other credit unions, including mine, offer 1.99% for up to 72 months but if you're doing ED, they can often be clueless.